Last year I was discharged honorably from the Army as I had lost an arm during my time in Iraq. With a wife and 2 kids in tow, I was to leave the army with no place to go. We were already going through a tough time dealing with my disability and the army discharge. This problem was the last nail in the coffin. The only option left was to move with my parents but that would have been difficult as they had a very small house. A formal colleague and a friend came to visit me in the hospital and I told him about my situation. He mentioned lowvarates.com and at first I was pretty reluctant as I thought that they must have some vested benefits because no one gives 100 % financing on loans with such low VA Loan Rates. My wife however decided to give it a try and searched the website in detail. When she was fully satisfied, we applied for a home loan. We could easily afford the VA Loan Rates and soon shifted to our new house. In the end it all came together for my family.